Bank On Your Merit.

The Neobank That Builds Your Credit on Autopilot.

Earn the credit score you deserve. Merit fixes and builds your credit in the background just by paying your daily expenses. No debt, no credit checks, no changing your habits.

Our Trusted Partners

Stop paying for a broken system.

Traditional banks penalize you with overdraft fees. Existing credit-builder apps trap you in risky debt. And "friendly" neobanks don't actively repair past credit damage. Merit is different. We combine a premium checking account with an automated credit-fixing engine.

Spend Like Debit.Build Like Credit.

The Merit Secured Card is a powerful hybrid. Simply load your funds to set your spending limit. We auto-pay your balance in full at the end of every month and report a flawless payment history to Equifax.

Bill Boost™

Get credit for the bills you already pay. Merit scans your account for recurring bills like Netflix, rent, and Verizon. When paid, we package them as positive installment payments and report them to the credit bureaus.

1-Click Disputes

Clean up your past effortlessly. Got old, inaccurate marks holding your score down? Our automated engine generates and sends legal dispute letters to the bureaus with a single click.

Real-Time Credit Dashboard

Watch your score grow. Track your Equifax score right inside the Merit app and see the impact of your everyday spending in real-time.

Focus on Business Growth

Accept Major Credit Card Payments and Enjoy Instant Fund Transfers with Our Secure Platform.

Simple Payment Process

Complete payments in just three clicks with an intuitive interface.

Comprehensive Reports

Access powerful reports that drive smarter decisions.

Rapid Fund Transfers

Enjoy fast payouts with instant fund disbursement.

Merit Pro

$10/month~~ $0/month (For Founding Members)

Premium Merit Checking Account

The Matte Black Merit Card

Automated Equifax Credit Reporting

1-Click Dispute Engine

Bill Boost™ Installment Reporting

Jump the Line. Get Merit Free Forever.

We are releasing Merit to the first 100 users absolutely free, forever. Spots are filling up fast. Enter your email to secure your place in line.

Want guaranteed early access? Once you sign up, refer 3 friends using your unique link to instantly jump to the front of the line!

Set Up Your Profile

Quickly set up your account in just a few simple steps.

Verify Your Information

Confirm your account with an easy email verification process.

Start Accepting Cards

Enjoy instant payouts and seamless credit card processing.

See What Our Customers Have to Say

Merits service has been a game-changer for our business and growth.”

Merit is a financial technology company, not a bank. Banking services provided by , Member FDIC. The Merit Card is issued by [Insert Partner Bank Name] pursuant to a license from Visa U.S.A. Inc.

John Matthews

Finance Manager at ScaleMedia

Discover Our Competitive Pricing Options

Experience complete price transparency, so you’re always aware of your costs.

Basic PLAN

$47/m

  • Robust security with top-tier encryption.

  • Accept payments in 150+ currencies.

  • 24/7 customer support via phone, chat, or email.

  • Instant payouts for fast access to funds.

No contracts - cancel anytime

PRO PLAN

$97/m

  • All features from Basic Plan included.

  • Advanced security with extra protection.

  • Global payment acceptance in 164+ currencies.

  • Priority support for quicker assistance.

No contracts - cancel anytime

AGENCY PLAN

$147/m

  • "All features from Pro Plan included.

  • Premium security with enhanced compliance.

  • Custom payment solutions for your business.

  • Dedicated account manager for personalized support.

No contracts - cancel anytime

Frequently Asked Questions

Explore Our Common Queries and Solutions

Is FinSync secure?

Absolutely. We prioritize your security with advanced encryption and compliance with industry standards to protect your data and transactions.

What are the fees associated with FinSync?

Our pricing is transparent, with no hidden charges. Contact us for a detailed breakdown of costs tailored to your needs

What payment options does FinSync support?

Our team is available 24/7 via chat, email, or phone to assist you with any questions or issues.

How do I integrate FinSync with my current systems?

We provide seamless integration with your existing tools, guided by our expert team to ensure a smooth setup.

Address:

805 Merrett Dr, Pasadena California 91104

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